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	<title>Bad Debt Consolidation &#187; Understanding Debt</title>
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		<title>1800-Debt-People</title>
		<link>http://ebaddebt.com/understanding-debt/debt-people/</link>
		<comments>http://ebaddebt.com/understanding-debt/debt-people/#comments</comments>
		<pubDate>Mon, 30 May 2011 04:28:50 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Understanding Debt]]></category>

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		<description><![CDATA[The US is increasingly rife with debt, with almost $8,329 being the average debt per household (Nilson Report, 09). Even students are falling in debt and have an average debt of $3,173. Life for people in debt can be both financially unstable as well as emotionally traumatizing. Collection and harassment calls can become a source [...]]]></description>
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		<title>Secured Debt</title>
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		<pubDate>Mon, 30 May 2011 04:25:48 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Understanding Debt]]></category>

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		<description><![CDATA[Secured debt is a loan that is backed by some asset as collateral, which is generally a property or a vehicle. This collateral enables creditors to seize the asset pledged by a debtor in case of defaults on repayments against the loan.[br] A secured debt is appropriate and profitable, or in some cases the only [...]]]></description>
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		<title>Unsecured Debt</title>
		<link>http://ebaddebt.com/understanding-debt/unsecured-debt/</link>
		<comments>http://ebaddebt.com/understanding-debt/unsecured-debt/#comments</comments>
		<pubDate>Mon, 30 May 2011 04:25:01 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Understanding Debt]]></category>

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		<description><![CDATA[An unsecured debt is a loan which is not protected or backed by an asset. Unlike secured debt, unsecured debt is offered to non-homeowners as well. Typically an individual qualifies for unsecured debt only if they have a good credit rating, since the unsecured character of such loans increase the risk borne by the creditors.[br] [...]]]></description>
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		<title>Getting Out Of Debt and Managing Your Current Debt</title>
		<link>http://ebaddebt.com/bad-debt-solutions/getting-out-of-debt-and-managing-your-current-debt/</link>
		<comments>http://ebaddebt.com/bad-debt-solutions/getting-out-of-debt-and-managing-your-current-debt/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 12:41:26 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Bad Debt Solutions]]></category>
		<category><![CDATA[Understanding Debt]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[better business bureau]]></category>
		<category><![CDATA[consumer credit counseling]]></category>
		<category><![CDATA[Credit Counseling]]></category>
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		<category><![CDATA[credit counseling christian]]></category>
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		<category><![CDATA[credit counseling of america]]></category>
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		<category><![CDATA[credit counseling services]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
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		<guid isPermaLink="false">http://ebaddebt.com/?p=68</guid>
		<description><![CDATA[It is not easy to think about managing your debt when there seems to be no end in sight or any remedy available to help. Perhaps the best way to deal with that is to design your own budget and payment plan that ensures you will pay off your debt within a specific time frame. [...]]]></description>
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		<title>Understanding The Debt Spiral</title>
		<link>http://ebaddebt.com/bad-debt-solutions/understanding-the-debt-spiral/</link>
		<comments>http://ebaddebt.com/bad-debt-solutions/understanding-the-debt-spiral/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 02:09:02 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Bad Debt Solutions]]></category>
		<category><![CDATA[Understanding Debt]]></category>
		<category><![CDATA[debt spiral]]></category>
		<category><![CDATA[debt spiral bank]]></category>
		<category><![CDATA[debt spiral budget deficits]]></category>
		<category><![CDATA[debt spiral congressional budget office]]></category>
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		<category><![CDATA[debt spiral does]]></category>
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		<category><![CDATA[debt spiral medicare and medicaid]]></category>
		<category><![CDATA[debt spiral oecd]]></category>
		<category><![CDATA[debt spiral quantitative easing]]></category>
		<category><![CDATA[debt spiral scorched earth]]></category>
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		<category><![CDATA[spiral debt crisis]]></category>

		<guid isPermaLink="false">http://ebaddebt.com/?p=63</guid>
		<description><![CDATA[There are far more people in debt today than they were a year ago. Chances are there will be even more people in debt a year from now. The first step in getting out of debt is having a basic knowledge of what it is and how it works. Most debt fits into two types [...]]]></description>
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		<title>Avoid Getting Back in Debt</title>
		<link>http://ebaddebt.com/bad-debt-solutions/avoid-getting-back-in-debt/</link>
		<comments>http://ebaddebt.com/bad-debt-solutions/avoid-getting-back-in-debt/#comments</comments>
		<pubDate>Fri, 04 Sep 2009 00:13:17 +0000</pubDate>
		<dc:creator>splinder</dc:creator>
				<category><![CDATA[Bad Debt Solutions]]></category>
		<category><![CDATA[Understanding Debt]]></category>
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		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
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		<category><![CDATA[debt facts]]></category>
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		<category><![CDATA[national debt]]></category>
		<category><![CDATA[personal debt]]></category>
		<category><![CDATA[us debt]]></category>

		<guid isPermaLink="false">http://ebaddebt.com/?p=73</guid>
		<description><![CDATA[It really doesn&#8217;t matter what type of debt management strategy you plan to use are what strategy you have used. You might have used debt consolidation loans, credit counseling, debt settlement, or bankruptcy, getting out of debt usually takes many years. As wonderful as you will feel getting added that one of the biggest challenges [...]]]></description>
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